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The Law Offices Of Kyle Robbins, PLLC


Federal Employees Need Estate Planning, Just Like The Rest Of Us
  • Published: July 27, 2018

Many people, including federal employees, think estate planning is just for the well-to-do. FedSmith’s article, “Estate Planning for Federal Employees,” says that at the very least, you should understand what estate planning is, so you can make a decision regarding the legal documents you need. You don’t want to create a stressful problem for your family and loved ones. We also want our…Read More

Are You Planning Your Retirement Backwards?
  • Published: July 26, 2018

Many people only focus on what’s happening inside their portfolio at this very minute. A recent Kiplinger article asks, “Is Your Retirement Plan Completely Backward?” According to the article, many investors have their tools, but not a plan. That’s backward, because retirement planning is a process. Consider these steps: Goals.You may want to retire at a certain age and/or with a certain income to…Read More

Queen Insisted That Meghan Markle Sign A Prenup
  • Published: July 25, 2018

People all over the globe watched the festivities as American actress Meghan Markle and Prince Harry said their “I do’s” at Windsor Castle near London, England on May 19. Everyone acknowledges it was the wedding of the year, but now word is out that the groom’s grandmother, Queen Elizabeth was thinking about estate planning, as well as how the bride…Read More

Virginia County Stepping Up Fight Against Elder Abuse
  • Published: July 24, 2018

The National Council on Aging found that one in 10 Americans over the age of 60 has experienced some type of elder abuse. One southwest Virginia community has placed a new emphasis on seeking justice for those victims. Wise County, Virginia’s MDT which stands for “multi-disciplinary team,” recently gathered for the very first time.’s recent article, “Fighting elder abuse with collaboration,…Read More

Can a Life Insurance Beneficiary Refuse the Proceeds?
  • Published: July 23, 2018

The contingent beneficiary receives the insurance proceeds of a life insurance policy, when there is a primary beneficiary and a contingent beneficiary, when the primary beneficiary predeceases. What if that beneficiary is alive, but refuses to collect the benefit? A recent article asks “Who would get this life insurance payout?” The article explains that an individual who’s designated as a beneficiary of a…Read More

Working a Bit Longer Can Significantly Increase Your Standard of Living in Retirement
  • Published: July 20, 2018

Question: Which of these has the greatest effect on your retirement standard of living? Saving an additional 1% of your salary for the 30 years prior to retirement. Postponing your retirement by 3 to 4 months. MarketWatch’s recent article, “The single most important retirement strategy,” says that a new study by the National Bureau of Economic Research found that the two options…Read More

  • Published: July 19, 2018

If you’re in your early 50s and have next to nothing saved for retirement, you're not alone. The Employee Benefit Research Institute found that more than a third of workers between the ages of 45 and 54 who responded, said they had less than $25,000 set aside for retirement, while more than a quarter of those 55 and older said…Read More

Two Ways to More Tax-Free Retirement Savings
  • Published: July 17, 2018

Investopedia’s recent article, “2 Ways to Reduce Taxes and Save More for Retirement,” provides two great ways to start accumulating more tax-free retirement savings: a Spousal IRA and a Backdoor Roth IRA Contribution. Spousal IRA. Under the usual situations, a person who wants to contribute to an IRA has to earn income.  However, there’s an exception, if you’re a non-working spouse. Your working spouse…Read More

elderly woman around cake
  • Published: July 16, 2018

An effective way to safeguard your retirement savings from the high price of assisted living, in-home care or the cost of a stay in a nursing home is a long-term-care insurance policy. However, recent premium hikes have many baby boomers concerned that this type of coverage is no longer affordable. Kiplinger’s recent story, “The Long-Term-Care Insurance Dilemma,” reports that the median cost of…Read More

What Should We Expect When We Hit Retirement Age?
  • Published: July 13, 2018

There are a lot of variables when you reach retirement: Social Security checks may or may not be taxed, depending on your income. You’ll pay federal income taxes on most retirement plan withdrawals, but there may also be state taxes based on where you live. The tax rates on investments can also vary. The San Francisco Chronicle’s recent article, “Beware of hidden taxes…Read More

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